OH · PROM-NOTE · Updated July 2026 · Free
Ohio Promissory Note PDF
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🏛️Official Ohio Statutory Law Compliance:Ohio Rev. Code § 1343.01
Verify on Ohio Legislature Portal →Ohio at a glance: Usury Limit: 8% per year (loans under $100k) · Governing Law: Ohio Rev. Code § 1343.01
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Overview
Promissory Notes in Ohio
Ohio has a legal default interest rate of 8% per year, which applies to written agreements under $100,000.
Key Facts
Ohio Promissory Note — Quick Reference
| Requirement | Ohio Rule |
|---|---|
| Usury Limit | 8% per year (loans under $100k) |
| Governing Law | Ohio Rev. Code § 1343.01 |
Legal Requirements
Ohio Legal Requirements
- Contract interest rates must remain below 8% per year.
Governing Laws
Ohio Governing Laws
Read the full text of these laws at Cornell Law School's Ohio legal resources or your state legislature's official website.
Questions & Answers
Ohio Promissory Note — Frequently Asked Questions
What is the usury limit in Ohio?
The limit is 8% per year for personal loans under $100,000.