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Ohio Promissory Note

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Ohio at a glance: Usury Limit: 8% per year (loans under $100k) · Governing Law: Ohio Rev. Code § 1343.01

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Overview

Promissory Notes in Ohio

Ohio has a legal default interest rate of 8% per year, which applies to written agreements under $100,000.
Key Facts

Ohio Promissory Note — Quick Reference

RequirementOhio Rule
Usury Limit8% per year (loans under $100k)
Governing LawOhio Rev. Code § 1343.01
Legal Requirements

Ohio Legal Requirements

  • Contract interest rates must remain below 8% per year.
Governing Laws

Ohio Governing Laws

Ohio Rev. Code § 1343.01
Maximum Interest Rate
Limits interest rates on written agreements to 8%.

Read the full text of these laws at Cornell Law School's Ohio legal resources or your state legislature's official website.

Questions & Answers

Ohio Promissory Note — Frequently Asked Questions

What is the usury limit in Ohio?

The limit is 8% per year for personal loans under $100,000.