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North Dakota Promissory Note
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North Dakota at a glance: Usury Limit: 5.5% per year (base cap) · Governing Law: N.D. Cent. Code § 47-14-09
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Overview
Promissory Notes in North Dakota
North Dakota limits interest rates to 5.5% per year, or 5.5% over the average interest rate of treasury bills.
Key Facts
North Dakota Promissory Note — Quick Reference
| Requirement | North Dakota Rule |
|---|---|
| Usury Limit | 5.5% per year (base cap) |
| Governing Law | N.D. Cent. Code § 47-14-09 |
Legal Requirements
North Dakota Legal Requirements
- Interest rate cannot exceed the statutory base cap unless exempt.
Governing Laws
North Dakota Governing Laws
Read the full text of these laws at Cornell Law School's North Dakota legal resources or your state legislature's official website.
Questions & Answers
North Dakota Promissory Note — Frequently Asked Questions
What is the usury limit in North Dakota?
The ceiling is 5.5% per year.