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New Hampshire Promissory Note

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New Hampshire at a glance: Usury Limit: No limit (if written) · Default Legal Rate: 10% per year · Governing Law: N.H. Rev. Stat. § 336:1

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Overview

Promissory Notes in New Hampshire

New Hampshire has no statutory limit on interest rates for written contracts. The default legal interest rate is 10% if not specified.
Key Facts

New Hampshire Promissory Note — Quick Reference

RequirementNew Hampshire Rule
Usury LimitNo limit (if written)
Default Legal Rate10% per year
Governing LawN.H. Rev. Stat. § 336:1
Legal Requirements

New Hampshire Legal Requirements

  • Agreement must be in writing to exceed the default 10% rate.
Governing Laws

New Hampshire Governing Laws

N.H. Rev. Stat. § 336:1
Rate of Interest
Establishes default rate and permits unlimited written rates.

Read the full text of these laws at Cornell Law School's New Hampshire legal resources or your state legislature's official website.

Questions & Answers

New Hampshire Promissory Note — Frequently Asked Questions

What is the usury limit in New Hampshire?

New Hampshire has no usury cap on signed written agreements.