NH · PROM-NOTE · Updated July 2026 · Free
New Hampshire Promissory Note PDF
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New Hampshire at a glance: Usury Limit: No limit (if written) · Default Legal Rate: 10% per year · Governing Law: N.H. Rev. Stat. § 336:1
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Overview
Promissory Notes in New Hampshire
New Hampshire has no statutory limit on interest rates for written contracts. The default legal interest rate is 10% if not specified.
Key Facts
New Hampshire Promissory Note — Quick Reference
| Requirement | New Hampshire Rule |
|---|---|
| Usury Limit | No limit (if written) |
| Default Legal Rate | 10% per year |
| Governing Law | N.H. Rev. Stat. § 336:1 |
Legal Requirements
New Hampshire Legal Requirements
- Agreement must be in writing to exceed the default 10% rate.
Governing Laws
New Hampshire Governing Laws
N.H. Rev. Stat. § 336:1
Rate of Interest
Establishes default rate and permits unlimited written rates.
Read the full text of these laws at Cornell Law School's New Hampshire legal resources or your state legislature's official website.
Questions & Answers
New Hampshire Promissory Note — Frequently Asked Questions
What is the usury limit in New Hampshire?
New Hampshire has no usury cap on signed written agreements.