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Indiana Promissory Note
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Indiana at a glance: Usury Limit: 21% per year (UCCC maximum) · Governing Law: Ind. Code § 24-4.5-3-201
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Overview
Promissory Notes in Indiana
Indiana usury laws set a maximum interest rate of 8% per year, but consumer loans under the UCCC can charge up to 21% interest.
Key Facts
Indiana Promissory Note — Quick Reference
| Requirement | Indiana Rule |
|---|---|
| Usury Limit | 21% per year (UCCC maximum) |
| Governing Law | Ind. Code § 24-4.5-3-201 |
Legal Requirements
Indiana Legal Requirements
- Consumer loan interest rates must remain within UCCC parameters.
Governing Laws
Indiana Governing Laws
Read the full text of these laws at Cornell Law School's Indiana legal resources or your state legislature's official website.
Questions & Answers
Indiana Promissory Note — Frequently Asked Questions
What is the maximum interest rate in Indiana?
Under the UCCC, the maximum rate is 21% for standard consumer loans.