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Arkansas Promissory Note
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Arkansas at a glance: Usury Limit: 17% per year · Governing Law: Ark. Const. Art. 19 § 13
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Overview
Promissory Notes in Arkansas
Arkansas has a constitutional usury limit. Under Article 19, Section 13 of the Arkansas Constitution, the maximum rate of interest on any consumer loan cannot exceed 17% per year.
Key Facts
Arkansas Promissory Note — Quick Reference
| Requirement | Arkansas Rule |
|---|---|
| Usury Limit | 17% per year |
| Governing Law | Ark. Const. Art. 19 § 13 |
Legal Requirements
Arkansas Legal Requirements
- The contract interest rate cannot exceed 17% per year under any circumstances.
Governing Laws
Arkansas Governing Laws
Read the full text of these laws at Cornell Law School's Arkansas legal resources or your state legislature's official website.
Questions & Answers
Arkansas Promissory Note — Frequently Asked Questions
What is the maximum interest rate in Arkansas?
The maximum legal interest rate is 17% per year. Rates exceeding this are constitutionally void.