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Oregon Promissory Note
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Oregon at a glance: Usury Limit: 9% per year · Governing Law: Or. Rev. Stat. § 82.010
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Overview
Promissory Notes in Oregon
Oregon limits interest rates to 9% per year, although loans over $50,000 or those made by licensed entities are exempt.
Key Facts
Oregon Promissory Note — Quick Reference
| Requirement | Oregon Rule |
|---|---|
| Usury Limit | 9% per year |
| Governing Law | Or. Rev. Stat. § 82.010 |
Legal Requirements
Oregon Legal Requirements
- Interest rate cannot exceed 9% unless an exemption applies.
Governing Laws
Oregon Governing Laws
Or. Rev. Stat. § 82.010
Legal Rate of Interest
Limits interest rates to 9% per year on written agreements.
Read the full text of these laws at Cornell Law School's Oregon legal resources or your state legislature's official website.
Questions & Answers
Oregon Promissory Note — Frequently Asked Questions
What is the usury ceiling in Oregon?
The ceiling is 9% per year for standard personal loans.