OR · PROM-NOTE · Updated July 2026 · Free
Oregon Promissory Note PDF
✓100% FREE PERSONALIZED DOCUMENT
· NO REGISTRATION· NO CREDIT CARD· NO EMAIL REQUIRED· WORD & PDF DOWNLOAD
Oregon at a glance: Usury Limit: 9% per year · Governing Law: Or. Rev. Stat. § 82.010
Path A · Instant Blank Form
Download Blank Template
Get a print-ready template instantly. Best if you want to print and fill the document by hand. No questions, no registration.
✓Effort: Immediate (Manual fill)
✓Formats: DOCX or PDF
Path B · Recommended Choice
Build Personalized Document
Answer simple questions to customize this document. Generates all required clauses, terms, and state-specific details for Oregon.
✦Effort: 5–10 minutes (guided wizard)
✦Outcome: Tailored PDF & editable Word file
✦Feature: Auto-saves in browser, start and stop anytime
Personalize Online →
100% Free · No registration or email required
Overview
Promissory Notes in Oregon
Oregon limits interest rates to 9% per year, although loans over $50,000 or those made by licensed entities are exempt.
Key Facts
Oregon Promissory Note — Quick Reference
| Requirement | Oregon Rule |
|---|---|
| Usury Limit | 9% per year |
| Governing Law | Or. Rev. Stat. § 82.010 |
Legal Requirements
Oregon Legal Requirements
- Interest rate cannot exceed 9% unless an exemption applies.
Governing Laws
Oregon Governing Laws
Or. Rev. Stat. § 82.010
Legal Rate of Interest
Limits interest rates to 9% per year on written agreements.
Read the full text of these laws at Cornell Law School's Oregon legal resources or your state legislature's official website.
Questions & Answers
Oregon Promissory Note — Frequently Asked Questions
What is the usury ceiling in Oregon?
The ceiling is 9% per year for standard personal loans.