VT · PROM-NOTE · Updated July 2026 · Free
Vermont Promissory Note
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Vermont at a glance: Usury Limit: 12% per year · Governing Law: Vt. Stat. Tit. 9 § 41a
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Overview
Promissory Notes in Vermont
Vermont law sets a maximum usury limit of 12% per year for personal loans, with exemptions for business loans.
Key Facts
Vermont Promissory Note — Quick Reference
| Requirement | Vermont Rule |
|---|---|
| Usury Limit | 12% per year |
| Governing Law | Vt. Stat. Tit. 9 § 41a |
Legal Requirements
Vermont Legal Requirements
- Interest rate cannot exceed 12% per year.
Governing Laws
Vermont Governing Laws
Read the full text of these laws at Cornell Law School's Vermont legal resources or your state legislature's official website.
Questions & Answers
Vermont Promissory Note — Frequently Asked Questions
What is the usury ceiling in Vermont?
The ceiling is 12% per year for personal loans.