NV · PROM-NOTE · Updated July 2026 · Free
Nevada Promissory Note PDF
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Nevada at a glance: Usury Limit: No limit (if written) · Governing Law: Nev. Rev. Stat. § 99.040
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Overview
Promissory Notes in Nevada
Nevada does not limit interest rates on written agreements. If no interest rate is written in the contract, the default legal rate is the prime rate + 2%.
Key Facts
Nevada Promissory Note — Quick Reference
| Requirement | Nevada Rule |
|---|---|
| Usury Limit | No limit (if written) |
| Governing Law | Nev. Rev. Stat. § 99.040 |
Legal Requirements
Nevada Legal Requirements
- Agreement must be in writing to validate any agreed interest rate.
Governing Laws
Nevada Governing Laws
Nev. Rev. Stat. § 99.040
Legal Rate of Interest
Defines default prime-linked interest and allows unlimited written rates.
Read the full text of these laws at Cornell Law School's Nevada legal resources or your state legislature's official website.
Questions & Answers
Nevada Promissory Note — Frequently Asked Questions
Is there an interest rate limit in Nevada?
No, Nevada has no cap on signed written agreements.