Colorado Promissory Note PDF
Colorado at a glance: Usury Limit: 12% per year (consumer loans) · Governing Law: Colo. Rev. Stat. § 5-12-101
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Promissory Notes in Colorado
Colorado promissory notes are governed by the Colorado Uniform Consumer Credit Code (UCCC). The default legal rate of interest is 8% per year, but consumer loans can charge up to 12% to 45% depending on the lender type.
Colorado Promissory Note — Quick Reference
| Requirement | Colorado Rule |
|---|---|
| Usury Limit | 12% per year (consumer loans) |
| Governing Law | Colo. Rev. Stat. § 5-12-101 |
Colorado Legal Requirements
- Interest rates must adhere to the Colorado UCCC limits for consumer credits.
Colorado Governing Laws
Read the full text of these laws at Cornell Law School's Colorado legal resources or your state legislature's official website.