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Wisconsin Promissory Note
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Wisconsin at a glance: Usury Limit: No limit (if written) · Governing Law: Wis. Stat. § 138.04
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Overview
Promissory Notes in Wisconsin
Wisconsin sets the legal default interest rate at 5% per year, but written contracts are deregulated and have no interest limit.
Key Facts
Wisconsin Promissory Note — Quick Reference
| Requirement | Wisconsin Rule |
|---|---|
| Usury Limit | No limit (if written) |
| Governing Law | Wis. Stat. § 138.04 |
Legal Requirements
Wisconsin Legal Requirements
- Agreement must be in writing to exceed the default 5% rate.
Governing Laws
Wisconsin Governing Laws
Wis. Stat. § 138.04
Legal Rate of Interest
Defines legal rate of 5% and permits unlimited written rates.
Read the full text of these laws at Cornell Law School's Wisconsin legal resources or your state legislature's official website.
Questions & Answers
Wisconsin Promissory Note — Frequently Asked Questions
Is there an interest rate limit in Wisconsin?
No, Wisconsin has no usury cap on signed written agreements.