WV · PROM-NOTE · Updated July 2026 · Free
West Virginia Promissory Note PDF
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West Virginia at a glance: Usury Limit: 8% per year · Governing Law: W. Va. Code § 47-6-5
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Overview
Promissory Notes in West Virginia
West Virginia sets the default legal rate of interest at 6% and the contract rate cap at 8% per year.
Key Facts
West Virginia Promissory Note — Quick Reference
| Requirement | West Virginia Rule |
|---|---|
| Usury Limit | 8% per year |
| Governing Law | W. Va. Code § 47-6-5 |
Legal Requirements
West Virginia Legal Requirements
- Interest rates must stay at or below 8% per year.
Governing Laws
West Virginia Governing Laws
Read the full text of these laws at Cornell Law School's West Virginia legal resources or your state legislature's official website.
Questions & Answers
West Virginia Promissory Note — Frequently Asked Questions
What is the usury limit in West Virginia?
The maximum rate for personal written loans is 8% per year.