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Missouri Promissory Note PDF
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Missouri at a glance: Usury Limit: 10% per year · Governing Law: Mo. Rev. Stat. § 408.020
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Overview
Promissory Notes in Missouri
Missouri sets the legal rate of interest at 9% and the contract rate cap at 10% per year, or the floating rate set by the state director.
Key Facts
Missouri Promissory Note — Quick Reference
| Requirement | Missouri Rule |
|---|---|
| Usury Limit | 10% per year |
| Governing Law | Mo. Rev. Stat. § 408.020 |
Legal Requirements
Missouri Legal Requirements
- Interest rates must stay at or below 10% per year for personal transactions.
Governing Laws
Missouri Governing Laws
Read the full text of these laws at Cornell Law School's Missouri legal resources or your state legislature's official website.
Questions & Answers
Missouri Promissory Note — Frequently Asked Questions
What is the usury limit in Missouri?
The standard limit is 10% per year.