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Idaho Promissory Note PDF
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Idaho at a glance: Usury Limit: No limit (if written) · Default Legal Rate: 12% per year · Governing Law: Idaho Code § 28-22-104
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Overview
Promissory Notes in Idaho
Idaho does not limit interest rates on written contracts. If no interest rate is written in the agreement, the default legal rate is 12% per year.
Key Facts
Idaho Promissory Note — Quick Reference
| Requirement | Idaho Rule |
|---|---|
| Usury Limit | No limit (if written) |
| Default Legal Rate | 12% per year |
| Governing Law | Idaho Code § 28-22-104 |
Legal Requirements
Idaho Legal Requirements
- Agreement must be in writing to justify any agreed rate.
Governing Laws
Idaho Governing Laws
Idaho Code § 28-22-104
Legal Rate of Interest
Sets the default 12% interest rate and allows unlimited rates in writing.
Read the full text of these laws at Cornell Law School's Idaho legal resources or your state legislature's official website.
Questions & Answers
Idaho Promissory Note — Frequently Asked Questions
Is there a limit on interest rates in Idaho?
No, Idaho has no usury cap on signed written agreements.