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Connecticut Promissory Note
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Connecticut at a glance: Usury Limit: 12% per year · Governing Law: Conn. Gen. Stat. § 37-4
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Overview
Promissory Notes in Connecticut
Connecticut law sets a maximum usury limit of 12% per year for loans, with exemptions for mortgages and loans over $10,000 made for business purposes.
Key Facts
Connecticut Promissory Note — Quick Reference
| Requirement | Connecticut Rule |
|---|---|
| Usury Limit | 12% per year |
| Governing Law | Conn. Gen. Stat. § 37-4 |
Legal Requirements
Connecticut Legal Requirements
- Interest rate cannot exceed 12% per year unless an exemption applies.
Governing Laws
Connecticut Governing Laws
Read the full text of these laws at Cornell Law School's Connecticut legal resources or your state legislature's official website.
Questions & Answers
Connecticut Promissory Note — Frequently Asked Questions
What is the usury ceiling in Connecticut?
The ceiling is 12% per year for standard personal loans.