OH · SERVICE-AGMT · Updated July 2026 · Free
Ohio Service Agreement
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Ohio at a glance: Usury Cap: 8% default, commercial agreements are exempt · Governing Law: Ohio Revised Statutes Chapter 1343
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Overview
Service Agreements in Ohio
Ohio service agreements are governed by Chapter 1343 of the Ohio Revised Statutes. Late fees must comply with the 8% statutory cap unless written (O.R.C. § 1343.01).
Key Facts
Ohio Service Agreement — Quick Reference
| Requirement | Ohio Rule |
|---|---|
| Usury Cap | 8% default, commercial agreements are exempt |
| Governing Law | Ohio Revised Statutes Chapter 1343 |
Legal Requirements
Ohio Legal Requirements
- Late fees exceeding 8% per year must be in writing to be enforceable.
Governing Laws
Ohio Governing Laws
Read the full text of these laws at Cornell Law School's Ohio legal resources or your state legislature's official website.
Questions & Answers
Ohio Service Agreement — Frequently Asked Questions
What is the default contract interest rate in Ohio?
The default rate is 8% per annum.