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Maine Promissory Note

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Maine at a glance: Usury Limit: No limit (loans over $2,000) · Governing Law: Me. Rev. Stat. Tit. 9-B § 432

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Overview

Promissory Notes in Maine

Maine does not limit interest rates on written agreements over $2,000. If no interest rate is written in the note, the default legal rate is 6% per year.
Key Facts

Maine Promissory Note — Quick Reference

RequirementMaine Rule
Usury LimitNo limit (loans over $2,000)
Governing LawMe. Rev. Stat. Tit. 9-B § 432
Legal Requirements

Maine Legal Requirements

  • Agreement must be in writing to justify the interest rate.
Governing Laws

Maine Governing Laws

Me. Rev. Stat. Tit. 9-B § 432
Interest Rates
Permits any interest rate for signed written agreements.

Read the full text of these laws at Cornell Law School's Maine legal resources or your state legislature's official website.

Questions & Answers

Maine Promissory Note — Frequently Asked Questions

What is the usury limit in Maine?

Maine has no cap on interest rates for written loans over $2,000.