ME · PROM-NOTE · Updated July 2026 · Free
Maine Promissory Note PDF
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Maine at a glance: Usury Limit: No limit (loans over $2,000) · Governing Law: Me. Rev. Stat. Tit. 9-B § 432
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Overview
Promissory Notes in Maine
Maine does not limit interest rates on written agreements over $2,000. If no interest rate is written in the note, the default legal rate is 6% per year.
Key Facts
Maine Promissory Note — Quick Reference
| Requirement | Maine Rule |
|---|---|
| Usury Limit | No limit (loans over $2,000) |
| Governing Law | Me. Rev. Stat. Tit. 9-B § 432 |
Legal Requirements
Maine Legal Requirements
- Agreement must be in writing to justify the interest rate.
Governing Laws
Maine Governing Laws
Read the full text of these laws at Cornell Law School's Maine legal resources or your state legislature's official website.
Questions & Answers
Maine Promissory Note — Frequently Asked Questions
What is the usury limit in Maine?
Maine has no cap on interest rates for written loans over $2,000.