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Louisiana Promissory Note

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Louisiana at a glance: Usury Limit: 12% per year · Governing Law: La. Civ. Code Art. 2924

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Overview

Promissory Notes in Louisiana

Louisiana sets the legal default interest rate at the current judicial rate, and the maximum contract rate at 12% per year for written agreements.
Key Facts

Louisiana Promissory Note — Quick Reference

RequirementLouisiana Rule
Usury Limit12% per year
Governing LawLa. Civ. Code Art. 2924
Legal Requirements

Louisiana Legal Requirements

  • Contract interest rates must remain at or below 12% per year.
Governing Laws

Louisiana Governing Laws

La. Civ. Code Art. 2924
Legal Interest Rate
Establishes the maximum contract interest rate at 12%.

Read the full text of these laws at Cornell Law School's Louisiana legal resources or your state legislature's official website.

Questions & Answers

Louisiana Promissory Note — Frequently Asked Questions

What is the usury limit in Louisiana?

The maximum interest rate on written contracts is 12% per year.