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Louisiana Promissory Note
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Louisiana at a glance: Usury Limit: 12% per year · Governing Law: La. Civ. Code Art. 2924
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Overview
Promissory Notes in Louisiana
Louisiana sets the legal default interest rate at the current judicial rate, and the maximum contract rate at 12% per year for written agreements.
Key Facts
Louisiana Promissory Note — Quick Reference
| Requirement | Louisiana Rule |
|---|---|
| Usury Limit | 12% per year |
| Governing Law | La. Civ. Code Art. 2924 |
Legal Requirements
Louisiana Legal Requirements
- Contract interest rates must remain at or below 12% per year.
Governing Laws
Louisiana Governing Laws
Read the full text of these laws at Cornell Law School's Louisiana legal resources or your state legislature's official website.
Questions & Answers
Louisiana Promissory Note — Frequently Asked Questions
What is the usury limit in Louisiana?
The maximum interest rate on written contracts is 12% per year.