UT · PROM-NOTE · Updated July 2026 · Free
Utah Promissory Note PDF
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Utah at a glance: Usury Limit: No limit (if written) · Default Legal Rate: 10% per year · Governing Law: Utah Code § 15-1-1
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Overview
Promissory Notes in Utah
Utah has no usury limit on written contracts. The default legal rate of interest is 10% per year if not specified.
Key Facts
Utah Promissory Note — Quick Reference
| Requirement | Utah Rule |
|---|---|
| Usury Limit | No limit (if written) |
| Default Legal Rate | 10% per year |
| Governing Law | Utah Code § 15-1-1 |
Legal Requirements
Utah Legal Requirements
- Agreement must be in writing to exceed the default 10% rate.
Governing Laws
Utah Governing Laws
Read the full text of these laws at Cornell Law School's Utah legal resources or your state legislature's official website.
Questions & Answers
Utah Promissory Note — Frequently Asked Questions
What is the usury limit in Utah?
Utah has no usury cap on signed written agreements.