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Mississippi Promissory Note PDF
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Mississippi at a glance: Usury Limit: 10% per year · Governing Law: Miss. Code § 75-17-1
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Overview
Promissory Notes in Mississippi
Mississippi sets the default legal interest rate at 8% and the contract cap at 10% per year, or 5% over the Federal Reserve discount rate.
Key Facts
Mississippi Promissory Note — Quick Reference
| Requirement | Mississippi Rule |
|---|---|
| Usury Limit | 10% per year |
| Governing Law | Miss. Code § 75-17-1 |
Legal Requirements
Mississippi Legal Requirements
- Interest rates must remain below 10% per year for personal loans.
Governing Laws
Mississippi Governing Laws
Read the full text of these laws at Cornell Law School's Mississippi legal resources or your state legislature's official website.
Questions & Answers
Mississippi Promissory Note — Frequently Asked Questions
What is the usury limit in Mississippi?
The cap is 10% per year for standard consumer loans.