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Pennsylvania Promissory Note PDF
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Pennsylvania at a glance: Usury Limit: 6% per year (under $50k) · Governing Law: 41 Pa. Cons. Stat. § 201
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Overview
Promissory Notes in Pennsylvania
Pennsylvania limits interest rates to 6% per year on loans under $50,000, with exemptions for mortgages and business loans.
Key Facts
Pennsylvania Promissory Note — Quick Reference
| Requirement | Pennsylvania Rule |
|---|---|
| Usury Limit | 6% per year (under $50k) |
| Governing Law | 41 Pa. Cons. Stat. § 201 |
Legal Requirements
Pennsylvania Legal Requirements
- Interest rate cannot exceed 6% unless a specific statutory exemption is met.
Governing Laws
Pennsylvania Governing Laws
41 Pa. Cons. Stat. § 201
Legal Interest Rate
Limits interest rates to 6% per year on written agreements under $50,000.
Read the full text of these laws at Cornell Law School's Pennsylvania legal resources or your state legislature's official website.
Questions & Answers
Pennsylvania Promissory Note — Frequently Asked Questions
What is the usury limit in Pennsylvania?
The ceiling is 6% per year for small personal loans.