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Oklahoma Promissory Note PDF

Not Attorney-ReviewedAuthor: Arjun AnnamalaiMethodology: Statutory Verification

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Oklahoma at a glance: Usury Limit: 21% per year (UCCC cap) · Governing Law: Okla. Stat. Tit. 15 § 266

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Overview

Promissory Notes in Oklahoma

Oklahoma sets the default legal rate of interest at 6%, and consumer loans under the UCCC can charge up to 21% interest.
Key Facts

Oklahoma Promissory Note — Quick Reference

RequirementOklahoma Rule
Usury Limit21% per year (UCCC cap)
Governing LawOkla. Stat. Tit. 15 § 266
Legal Requirements

Oklahoma Legal Requirements

  • Consumer loan interest rates must remain within UCCC parameters.
Governing Laws

Oklahoma Governing Laws

Okla. Stat. Tit. 15 § 266
UCCC Limits
Establishes consumer credit interest rate limits up to 21%.

Read the full text of these laws at Cornell Law School's Oklahoma legal resources or your state legislature's official website.

Questions & Answers

Oklahoma Promissory Note — Frequently Asked Questions

What is the maximum interest rate in Oklahoma?

Under the UCCC, the maximum rate is 21% for standard consumer loans.