OK · PROM-NOTE · Updated July 2026 · Free
Oklahoma Promissory Note PDF
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Oklahoma at a glance: Usury Limit: 21% per year (UCCC cap) · Governing Law: Okla. Stat. Tit. 15 § 266
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Overview
Promissory Notes in Oklahoma
Oklahoma sets the default legal rate of interest at 6%, and consumer loans under the UCCC can charge up to 21% interest.
Key Facts
Oklahoma Promissory Note — Quick Reference
| Requirement | Oklahoma Rule |
|---|---|
| Usury Limit | 21% per year (UCCC cap) |
| Governing Law | Okla. Stat. Tit. 15 § 266 |
Legal Requirements
Oklahoma Legal Requirements
- Consumer loan interest rates must remain within UCCC parameters.
Governing Laws
Oklahoma Governing Laws
Read the full text of these laws at Cornell Law School's Oklahoma legal resources or your state legislature's official website.
Questions & Answers
Oklahoma Promissory Note — Frequently Asked Questions
What is the maximum interest rate in Oklahoma?
Under the UCCC, the maximum rate is 21% for standard consumer loans.