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Rhode Island Promissory Note PDF

Not Attorney-ReviewedAuthor: Arjun AnnamalaiMethodology: Statutory Verification

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Rhode Island at a glance: Usury Limit: 21% per year · Governing Law: R.I. Gen. Laws § 6-26-2

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Overview

Promissory Notes in Rhode Island

Rhode Island restricts contract interest rates to a maximum of 21% per year on all written loans.
Key Facts

Rhode Island Promissory Note — Quick Reference

RequirementRhode Island Rule
Usury Limit21% per year
Governing LawR.I. Gen. Laws § 6-26-2
Legal Requirements

Rhode Island Legal Requirements

  • The contract rate of interest cannot exceed 21% per year.
Governing Laws

Rhode Island Governing Laws

R.I. Gen. Laws § 6-26-2
Maximum Interest Rate
Caps written contract interest rates at 21%.

Read the full text of these laws at Cornell Law School's Rhode Island legal resources or your state legislature's official website.

Questions & Answers

Rhode Island Promissory Note — Frequently Asked Questions

What is the maximum interest in Rhode Island?

The maximum interest rate is 21% per year.