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South Carolina Promissory Note PDF
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South Carolina at a glance: Usury Limit: 8.75% per year (standard) · Governing Law: S.C. Code § 34-31-20
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Overview
Promissory Notes in South Carolina
South Carolina has a legal interest rate of 8.75% per year, although written loans over $50,000 are deregulated.
Key Facts
South Carolina Promissory Note — Quick Reference
| Requirement | South Carolina Rule |
|---|---|
| Usury Limit | 8.75% per year (standard) |
| Governing Law | S.C. Code § 34-31-20 |
Legal Requirements
South Carolina Legal Requirements
- Interest rates must remain below 8.75% per year for personal loans.
Governing Laws
South Carolina Governing Laws
Read the full text of these laws at Cornell Law School's South Carolina legal resources or your state legislature's official website.
Questions & Answers
South Carolina Promissory Note — Frequently Asked Questions
What is the usury limit in South Carolina?
The limit is 8.75% per year for personal loans.