NE · PROM-NOTE · Updated July 2026 · Free

Nebraska Promissory Note PDF

Not Attorney-ReviewedAuthor: Arjun AnnamalaiMethodology: Statutory Verification

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Nebraska at a glance: Usury Limit: 16% per year · Governing Law: Neb. Rev. Stat. § 45-101.03

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Overview

Promissory Notes in Nebraska

Nebraska sets the legal default interest rate at 6% and the contract rate cap at 16% per year on written agreements.
Key Facts

Nebraska Promissory Note — Quick Reference

RequirementNebraska Rule
Usury Limit16% per year
Governing LawNeb. Rev. Stat. § 45-101.03
Legal Requirements

Nebraska Legal Requirements

  • Interest rates must stay below 16% per year on personal contracts.
Governing Laws

Nebraska Governing Laws

Neb. Rev. Stat. § 45-101.03
Interest Rates
Caps written contract interest rates at 16%.

Read the full text of these laws at Cornell Law School's Nebraska legal resources or your state legislature's official website.

Questions & Answers

Nebraska Promissory Note — Frequently Asked Questions

What is the usury limit in Nebraska?

The maximum interest rate on written contracts is 16% per year.