KS · PROM-NOTE · Updated July 2026 · Free
Kansas Promissory Note PDF
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Kansas at a glance: Usury Limit: 15% per year · Governing Law: Kan. Stat. § 16-207
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Overview
Promissory Notes in Kansas
Kansas has a default legal interest rate of 10% per year and a contract cap of 15% per year on consumer transactions.
Key Facts
Kansas Promissory Note — Quick Reference
| Requirement | Kansas Rule |
|---|---|
| Usury Limit | 15% per year |
| Governing Law | Kan. Stat. § 16-207 |
Legal Requirements
Kansas Legal Requirements
- The contract rate of interest cannot exceed 15% per year.
Governing Laws
Kansas Governing Laws
Read the full text of these laws at Cornell Law School's Kansas legal resources or your state legislature's official website.
Questions & Answers
Kansas Promissory Note — Frequently Asked Questions
What is the maximum interest in Kansas?
The maximum interest rate is 15% per year.