OH · LOAN-AGMT · Updated July 2026 · Free
Ohio Loan Agreement PDF
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Ohio at a glance: Usury Cap: 8% per year (O.R.C. § 1343.01) · Governing Law: Ohio Revised Statutes Chapter 1343
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Overview
Loan Agreements in Ohio
Ohio caps interest rates on written contracts at 8% per year under Ohio Revised Statutes Section 1343.01.
Key Facts
Ohio Loan Agreement — Quick Reference
| Requirement | Ohio Rule |
|---|---|
| Usury Cap | 8% per year (O.R.C. § 1343.01) |
| Governing Law | Ohio Revised Statutes Chapter 1343 |
Legal Requirements
Ohio Legal Requirements
- Interest rates must not exceed 8% per annum.
Governing Laws
Ohio Governing Laws
Read the full text of these laws at Cornell Law School's Ohio legal resources or your state legislature's official website.
Questions & Answers
Ohio Loan Agreement — Frequently Asked Questions
Are loans over $100,000 exempt from Ohio's usury law?
Yes, loans over $100,000 are exempt from standard usury limits.