WY · PROM-NOTE · Updated July 2026 · Free
Wyoming Promissory Note PDF
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Wyoming at a glance: Usury Limit: 10% per year · Governing Law: Wyo. Stat. § 40-14-310
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Overview
Promissory Notes in Wyoming
Wyoming sets the default legal interest rate at 7% and the contract rate cap under the UCCC at 10% per year for consumer transactions.
Key Facts
Wyoming Promissory Note — Quick Reference
| Requirement | Wyoming Rule |
|---|---|
| Usury Limit | 10% per year |
| Governing Law | Wyo. Stat. § 40-14-310 |
Legal Requirements
Wyoming Legal Requirements
- Interest rates must remain within UCCC parameters.
Governing Laws
Wyoming Governing Laws
Read the full text of these laws at Cornell Law School's Wyoming legal resources or your state legislature's official website.
Questions & Answers
Wyoming Promissory Note — Frequently Asked Questions
What is the maximum interest rate in Wyoming?
Under the UCCC, the maximum rate is 10% for standard consumer loans.