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Wyoming Promissory Note

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Wyoming at a glance: Usury Limit: 10% per year · Governing Law: Wyo. Stat. § 40-14-310

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Overview

Promissory Notes in Wyoming

Wyoming sets the default legal interest rate at 7% and the contract rate cap under the UCCC at 10% per year for consumer transactions.
Key Facts

Wyoming Promissory Note — Quick Reference

RequirementWyoming Rule
Usury Limit10% per year
Governing LawWyo. Stat. § 40-14-310
Legal Requirements

Wyoming Legal Requirements

  • Interest rates must remain within UCCC parameters.
Governing Laws

Wyoming Governing Laws

Wyo. Stat. § 40-14-310
UCCC Caps
Establishes consumer credit interest rate limits up to 10%.

Read the full text of these laws at Cornell Law School's Wyoming legal resources or your state legislature's official website.

Questions & Answers

Wyoming Promissory Note — Frequently Asked Questions

What is the maximum interest rate in Wyoming?

Under the UCCC, the maximum rate is 10% for standard consumer loans.