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Oregon Loan Agreement
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Oregon at a glance: Usury Cap (Under $50k): 12% per year (O.R.S. § 82.010) · Governing Law: Oregon Revised Statutes Chapter 82
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Overview
Loan Agreements in Oregon
Oregon caps interest rates on personal loans under $50,000 at 12% per year under Oregon Revised Statutes Section 82.010.
Key Facts
Oregon Loan Agreement — Quick Reference
| Requirement | Oregon Rule |
|---|---|
| Usury Cap (Under $50k) | 12% per year (O.R.S. § 82.010) |
| Governing Law | Oregon Revised Statutes Chapter 82 |
Legal Requirements
Oregon Legal Requirements
- Interest rates must not exceed 12% per annum.
Governing Laws
Oregon Governing Laws
Read the full text of these laws at Cornell Law School's Oregon legal resources or your state legislature's official website.
Questions & Answers
Oregon Loan Agreement — Frequently Asked Questions
Are loans over $50,000 exempt from Oregon's usury law?
Yes, loans over $50,000 are exempt.