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AR · SERVICE-AGMT · Updated July 2026 · Free

Arkansas Service Agreement

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Arkansas at a glance: Usury Limit: Strict constitutional caps apply · Governing Law: Arkansas Constitution / Statutes

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Overview

Service Agreements in Arkansas

Arkansas service agreements are subject to the state's usury laws, which strictly cap interest rates.
Key Facts

Arkansas Service Agreement — Quick Reference

RequirementArkansas Rule
Usury LimitStrict constitutional caps apply
Governing LawArkansas Constitution / Statutes
Legal Requirements

Arkansas Legal Requirements

  • Late fees must comply with the constitutional usury limits.
Governing Laws

Arkansas Governing Laws

Ark. Code § 4-57-101
Interest Rates
Governs interest caps.

Read the full text of these laws at Cornell Law School's Arkansas legal resources or your state legislature's official website.

Questions & Answers

Arkansas Service Agreement — Frequently Asked Questions

Are usury limits strictly enforced in Arkansas?

Yes, Arkansas courts void usurious contracts.