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Arkansas Loan Agreement
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Arkansas at a glance: Usury Cap: 17% per year (Ark. Const. Amend. 89) · Governing Law: Arkansas Constitution Amendment 89
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Overview
Loan Agreements in Arkansas
The Arkansas Constitution strictly limits interest rates on consumer loans to 17% per year.
Key Facts
Arkansas Loan Agreement — Quick Reference
| Requirement | Arkansas Rule |
|---|---|
| Usury Cap | 17% per year (Ark. Const. Amend. 89) |
| Governing Law | Arkansas Constitution Amendment 89 |
Legal Requirements
Arkansas Legal Requirements
- Interest rates must not exceed 17% under any circumstances.
Governing Laws
Arkansas Governing Laws
Read the full text of these laws at Cornell Law School's Arkansas legal resources or your state legislature's official website.
Questions & Answers
Arkansas Loan Agreement — Frequently Asked Questions
What is the penalty for usurious contracts in Arkansas?
The contract is completely void as to both principal and interest.