OK · LOAN-AGMT · Updated July 2026 · Free
Oklahoma Loan Agreement PDF
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Oklahoma at a glance: Usury Cap: 10% per year (Okla. Const. Art. XIV § 2) · Governing Law: Oklahoma Statutes Title 15
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Overview
Loan Agreements in Oklahoma
Oklahoma caps interest rates on written contracts at 10% per year under the Oklahoma Constitution (Article XIV, Section 2).
Key Facts
Oklahoma Loan Agreement — Quick Reference
| Requirement | Oklahoma Rule |
|---|---|
| Usury Cap | 10% per year (Okla. Const. Art. XIV § 2) |
| Governing Law | Oklahoma Statutes Title 15 |
Legal Requirements
Oklahoma Legal Requirements
- Interest rates must not exceed 10% per annum.
Governing Laws
Oklahoma Governing Laws
Read the full text of these laws at Cornell Law School's Oklahoma legal resources or your state legislature's official website.
Questions & Answers
Oklahoma Loan Agreement — Frequently Asked Questions
What is the default contract interest rate in Oklahoma?
6% per year.