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OK · LOAN-AGMT · Updated July 2026 · Free

Oklahoma Loan Agreement

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Oklahoma at a glance: Usury Cap: 10% per year (Okla. Const. Art. XIV § 2) · Governing Law: Oklahoma Statutes Title 15

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Overview

Loan Agreements in Oklahoma

Oklahoma caps interest rates on written contracts at 10% per year under the Oklahoma Constitution (Article XIV, Section 2).
Key Facts

Oklahoma Loan Agreement — Quick Reference

RequirementOklahoma Rule
Usury Cap10% per year (Okla. Const. Art. XIV § 2)
Governing LawOklahoma Statutes Title 15
Legal Requirements

Oklahoma Legal Requirements

  • Interest rates must not exceed 10% per annum.
Governing Laws

Oklahoma Governing Laws

15 Okla. Stat. § 266
Rate of Interest
Defines contract default interest rates.

Read the full text of these laws at Cornell Law School's Oklahoma legal resources or your state legislature's official website.

Questions & Answers

Oklahoma Loan Agreement — Frequently Asked Questions

What is the default contract interest rate in Oklahoma?

6% per year.