IN · SERVICE-AGMT · Updated July 2026 · Free
Indiana Service Agreement PDF
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Indiana at a glance: Usury Cap: 8% per year unless written (Ind. Code § 24-4.6-1-101) · Governing Law: Indiana Code Title 24
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Overview
Service Agreements in Indiana
Indiana service agreements are governed by Title 24 of the Indiana Code. Late fees must comply with Indiana's usury cap of 8% unless written.
Key Facts
Indiana Service Agreement — Quick Reference
| Requirement | Indiana Rule |
|---|---|
| Usury Cap | 8% per year unless written (Ind. Code § 24-4.6-1-101) |
| Governing Law | Indiana Code Title 24 |
Legal Requirements
Indiana Legal Requirements
- Late fees exceeding 8% per year must be in writing to be enforceable.
Governing Laws
Indiana Governing Laws
Read the full text of these laws at Cornell Law School's Indiana legal resources or your state legislature's official website.
Questions & Answers
Indiana Service Agreement — Frequently Asked Questions
What is the maximum written interest rate allowed in Indiana?
For standard contracts, the rate must not exceed 8% unless a higher rate is written and is not unconscionable.