Indiana Loan Agreement PDF
Indiana at a glance: UCCC Consumer Cap: 21% to 36% (Ind. Code § 24-4.5-3-201) · Default Written Cap: 8% (Ind. Code § 24-4.6-1-101) · Governing Law: Indiana Code Title 24
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Loan Agreements in Indiana
Indiana caps interest rates on consumer loans under the Uniform Consumer Credit Code (UCCC) at 21% to 36%, while standard written contracts are subject to an 8% default cap.
Indiana Loan Agreement — Quick Reference
| Requirement | Indiana Rule |
|---|---|
| UCCC Consumer Cap | 21% to 36% (Ind. Code § 24-4.5-3-201) |
| Default Written Cap | 8% (Ind. Code § 24-4.6-1-101) |
| Governing Law | Indiana Code Title 24 |
Indiana Legal Requirements
- Interest rates must not violate the state's general lending caps.
Indiana Governing Laws
Read the full text of these laws at Cornell Law School's Indiana legal resources or your state legislature's official website.