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CT · LOAN-AGMT · Updated July 2026 · Free

Connecticut Loan Agreement

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Connecticut at a glance: Usury Cap: 12% per year (Conn. Gen. Stat. § 37-4) · Governing Law: Connecticut Statutes Title 37

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Overview

Loan Agreements in Connecticut

Connecticut strictly caps interest rates on loans under $250,000 at 12% per year under Connecticut General Statutes Section 37-4.
Key Facts

Connecticut Loan Agreement — Quick Reference

RequirementConnecticut Rule
Usury Cap12% per year (Conn. Gen. Stat. § 37-4)
Governing LawConnecticut Statutes Title 37
Legal Requirements

Connecticut Legal Requirements

  • Interest rates must not exceed 12% per annum.
Governing Laws

Connecticut Governing Laws

Conn. Gen. Stat. § 37-4
Interest Capped
Bans interest rates exceeding 12%.

Read the full text of these laws at Cornell Law School's Connecticut legal resources or your state legislature's official website.

Questions & Answers

Connecticut Loan Agreement — Frequently Asked Questions

Are family loans exempt from Connecticut's 12% usury limit?

No, the 12% cap applies to all personal loans made by unlicensed lenders.