CT · LOAN-AGMT · Updated July 2026 · Free
Connecticut Loan Agreement
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Connecticut at a glance: Usury Cap: 12% per year (Conn. Gen. Stat. § 37-4) · Governing Law: Connecticut Statutes Title 37
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Overview
Loan Agreements in Connecticut
Connecticut strictly caps interest rates on loans under $250,000 at 12% per year under Connecticut General Statutes Section 37-4.
Key Facts
Connecticut Loan Agreement — Quick Reference
| Requirement | Connecticut Rule |
|---|---|
| Usury Cap | 12% per year (Conn. Gen. Stat. § 37-4) |
| Governing Law | Connecticut Statutes Title 37 |
Legal Requirements
Connecticut Legal Requirements
- Interest rates must not exceed 12% per annum.
Governing Laws
Connecticut Governing Laws
Read the full text of these laws at Cornell Law School's Connecticut legal resources or your state legislature's official website.
Questions & Answers
Connecticut Loan Agreement — Frequently Asked Questions
Are family loans exempt from Connecticut's 12% usury limit?
No, the 12% cap applies to all personal loans made by unlicensed lenders.