Colorado Loan Agreement PDF
Colorado at a glance: UCCC Interest Cap: 12% for consumer credit sales · Non-Consumer Cap: 45% per year (C.R.S. § 5-12-103) · Governing Law: Colorado Revised Statutes Title 5
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Loan Agreements in Colorado
Colorado caps interest rates on non-consumer loans at 45% per annum, but consumer credit transactions are capped at 12% to 36% under the Uniform Consumer Credit Code (UCCC).
Colorado Loan Agreement — Quick Reference
| Requirement | Colorado Rule |
|---|---|
| UCCC Interest Cap | 12% for consumer credit sales |
| Non-Consumer Cap | 45% per year (C.R.S. § 5-12-103) |
| Governing Law | Colorado Revised Statutes Title 5 |
Colorado Legal Requirements
- Late interest rates must not violate the state's general 45% usury cap.
Colorado Governing Laws
Read the full text of these laws at Cornell Law School's Colorado legal resources or your state legislature's official website.