SC · LOAN-AGMT · Updated July 2026 · Free
South Carolina Loan Agreement
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South Carolina at a glance: Default Interest: 6% · Maximum Written: No limit (must be written) · Governing Law: South Carolina Code Title 34
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Overview
Loan Agreements in South Carolina
South Carolina has no statutory limit on interest rates if the rate is written and agreed to in a signed contract.
Key Facts
South Carolina Loan Agreement — Quick Reference
| Requirement | South Carolina Rule |
|---|---|
| Default Interest | 6% |
| Maximum Written | No limit (must be written) |
| Governing Law | South Carolina Code Title 34 |
Legal Requirements
South Carolina Legal Requirements
- Interest rates above 6% must be specified in writing.
Governing Laws
South Carolina Governing Laws
Read the full text of these laws at Cornell Law School's South Carolina legal resources or your state legislature's official website.
Questions & Answers
South Carolina Loan Agreement — Frequently Asked Questions
What is the default contract interest rate in South Carolina?
6% per year.