SC · LOAN-AGMT · Updated July 2026 · Free

South Carolina Loan Agreement PDF

Not Attorney-ReviewedAuthor: Arjun AnnamalaiMethodology: Statutory Verification

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South Carolina at a glance: Default Interest: 6% · Maximum Written: No limit (must be written) · Governing Law: South Carolina Code Title 34

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Overview

Loan Agreements in South Carolina

South Carolina has no statutory limit on interest rates if the rate is written and agreed to in a signed contract.
Key Facts

South Carolina Loan Agreement — Quick Reference

RequirementSouth Carolina Rule
Default Interest6%
Maximum WrittenNo limit (must be written)
Governing LawSouth Carolina Code Title 34
Legal Requirements

South Carolina Legal Requirements

  • Interest rates above 6% must be specified in writing.
Governing Laws

South Carolina Governing Laws

S.C. Code § 34-31-20
Legal Rate of Interest
Defines contract default interest rates.

Read the full text of these laws at Cornell Law School's South Carolina legal resources or your state legislature's official website.

Questions & Answers

South Carolina Loan Agreement — Frequently Asked Questions

What is the default contract interest rate in South Carolina?

6% per year.