PA · LOAN-AGMT · Updated July 2026 · Free
Pennsylvania Loan Agreement
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Pennsylvania at a glance: Usury Cap: 6% per year (41 P.S. § 201) · Governing Law: Pennsylvania Statutes Title 41
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Overview
Loan Agreements in Pennsylvania
Pennsylvania caps interest rates on personal loans under $50,000 at 6% per year under Pennsylvania Statutes Title 41 Section 201.
Key Facts
Pennsylvania Loan Agreement — Quick Reference
| Requirement | Pennsylvania Rule |
|---|---|
| Usury Cap | 6% per year (41 P.S. § 201) |
| Governing Law | Pennsylvania Statutes Title 41 |
Legal Requirements
Pennsylvania Legal Requirements
- Interest rates must not exceed 6% per annum.
Governing Laws
Pennsylvania Governing Laws
Read the full text of these laws at Cornell Law School's Pennsylvania legal resources or your state legislature's official website.
Questions & Answers
Pennsylvania Loan Agreement — Frequently Asked Questions
Are business loans exempt from Pennsylvania's 6% usury limit?
Yes, commercial transactions are exempt.