WV · LOAN-AGMT · Updated July 2026 · Free
West Virginia Loan Agreement PDF
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West Virginia at a glance: Usury Cap: 8% per year (W. Va. Code § 47-6-5) · Governing Law: West Virginia Code Title 47
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Overview
Loan Agreements in West Virginia
West Virginia caps interest rates on written contracts at 8% per year under West Virginia Code Section 47-6-5.
Key Facts
West Virginia Loan Agreement — Quick Reference
| Requirement | West Virginia Rule |
|---|---|
| Usury Cap | 8% per year (W. Va. Code § 47-6-5) |
| Governing Law | West Virginia Code Title 47 |
Legal Requirements
West Virginia Legal Requirements
- Interest rates must not exceed 8% per annum.
Governing Laws
West Virginia Governing Laws
Read the full text of these laws at Cornell Law School's West Virginia legal resources or your state legislature's official website.
Questions & Answers
West Virginia Loan Agreement — Frequently Asked Questions
Are business loans exempt from West Virginia's usury limits?
Yes, commercial transactions are exempt.