VT · LOAN-AGMT · Updated July 2026 · Free
Vermont Loan Agreement
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Vermont at a glance: Usury Cap: 12% per year (9 V.S.A. § 41a) · Governing Law: Vermont Statutes Title 9
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Overview
Loan Agreements in Vermont
Vermont strictly caps interest rates on personal loans at 12% per year under Vermont Statutes Title 9 Section 41a.
Key Facts
Vermont Loan Agreement — Quick Reference
| Requirement | Vermont Rule |
|---|---|
| Usury Cap | 12% per year (9 V.S.A. § 41a) |
| Governing Law | Vermont Statutes Title 9 |
Legal Requirements
Vermont Legal Requirements
- Interest rates must not exceed 12% per annum.
Governing Laws
Vermont Governing Laws
Read the full text of these laws at Cornell Law School's Vermont legal resources or your state legislature's official website.
Questions & Answers
Vermont Loan Agreement — Frequently Asked Questions
Are B2B loans exempt from Vermont's 12% cap?
Yes, commercial transactions are exempt.