LA · LOAN-AGMT · Updated July 2026 · Free
Louisiana Loan Agreement
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Louisiana at a glance: Usury Cap: 12% per year (La. R.S. 9:3500) · Governing Law: Louisiana Civil Code conventional obligations
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Overview
Loan Agreements in Louisiana
Louisiana conventional interest rates must not exceed 12% per year under Louisiana Revised Statutes Section 9:3500.
Key Facts
Louisiana Loan Agreement — Quick Reference
| Requirement | Louisiana Rule |
|---|---|
| Usury Cap | 12% per year (La. R.S. 9:3500) |
| Governing Law | Louisiana Civil Code conventional obligations |
Legal Requirements
Louisiana Legal Requirements
- Interest rates must not exceed 12% per annum.
Governing Laws
Louisiana Governing Laws
Read the full text of these laws at Cornell Law School's Louisiana legal resources or your state legislature's official website.
Questions & Answers
Louisiana Loan Agreement — Frequently Asked Questions
What is the penalty for usurious interest in Louisiana?
The lender forfeits all interest on the loan.