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LA · LOAN-AGMT · Updated July 2026 · Free

Louisiana Loan Agreement

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Louisiana at a glance: Usury Cap: 12% per year (La. R.S. 9:3500) · Governing Law: Louisiana Civil Code conventional obligations

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Overview

Loan Agreements in Louisiana

Louisiana conventional interest rates must not exceed 12% per year under Louisiana Revised Statutes Section 9:3500.
Key Facts

Louisiana Loan Agreement — Quick Reference

RequirementLouisiana Rule
Usury Cap12% per year (La. R.S. 9:3500)
Governing LawLouisiana Civil Code conventional obligations
Legal Requirements

Louisiana Legal Requirements

  • Interest rates must not exceed 12% per annum.
Governing Laws

Louisiana Governing Laws

La. R.S. 9:3500
Conventional Interest
Regulates interest limits on written and oral contracts.

Read the full text of these laws at Cornell Law School's Louisiana legal resources or your state legislature's official website.

Questions & Answers

Louisiana Loan Agreement — Frequently Asked Questions

What is the penalty for usurious interest in Louisiana?

The lender forfeits all interest on the loan.