UT · LOAN-AGMT · Updated July 2026 · Free
Utah Loan Agreement
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Utah at a glance: Default Interest: 10% · Maximum Written: No limit (must be written) · Governing Law: Utah Code Title 15
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Overview
Loan Agreements in Utah
Utah has no statutory limit on interest rates if the rate is written and agreed to in a signed contract (Utah Code § 15-1-1).
Key Facts
Utah Loan Agreement — Quick Reference
| Requirement | Utah Rule |
|---|---|
| Default Interest | 10% |
| Maximum Written | No limit (must be written) |
| Governing Law | Utah Code Title 15 |
Legal Requirements
Utah Legal Requirements
- Interest rates above 10% must be specified in writing.
Governing Laws
Utah Governing Laws
Read the full text of these laws at Cornell Law School's Utah legal resources or your state legislature's official website.
Questions & Answers
Utah Loan Agreement — Frequently Asked Questions
What is the default contract interest rate in Utah?
10% per year.