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UT · LOAN-AGMT · Updated July 2026 · Free

Utah Loan Agreement

Review Status: PendingAuthor: Editorial TeamMethodology: Statutory Verification

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Utah at a glance: Default Interest: 10% · Maximum Written: No limit (must be written) · Governing Law: Utah Code Title 15

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Overview

Loan Agreements in Utah

Utah has no statutory limit on interest rates if the rate is written and agreed to in a signed contract (Utah Code § 15-1-1).
Key Facts

Utah Loan Agreement — Quick Reference

RequirementUtah Rule
Default Interest10%
Maximum WrittenNo limit (must be written)
Governing LawUtah Code Title 15
Legal Requirements

Utah Legal Requirements

  • Interest rates above 10% must be specified in writing.
Governing Laws

Utah Governing Laws

Utah Code § 15-1-1
Legal Rate of Interest
Defines contract default interest rates.

Read the full text of these laws at Cornell Law School's Utah legal resources or your state legislature's official website.

Questions & Answers

Utah Loan Agreement — Frequently Asked Questions

What is the default contract interest rate in Utah?

10% per year.