NM · LOAN-AGMT · Updated July 2026 · Free
New Mexico Loan Agreement PDF
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New Mexico at a glance: Default Interest: 15% · Maximum Written: No limit (must be written) · Governing Law: New Mexico Statutes Chapter 56
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Overview
Loan Agreements in New Mexico
New Mexico has no statutory limit on interest rates if the rate is written and agreed to in a signed contract.
Key Facts
New Mexico Loan Agreement — Quick Reference
| Requirement | New Mexico Rule |
|---|---|
| Default Interest | 15% |
| Maximum Written | No limit (must be written) |
| Governing Law | New Mexico Statutes Chapter 56 |
Legal Requirements
New Mexico Legal Requirements
- Interest rates must be specified in writing.
Governing Laws
New Mexico Governing Laws
Read the full text of these laws at Cornell Law School's New Mexico legal resources or your state legislature's official website.
Questions & Answers
New Mexico Loan Agreement — Frequently Asked Questions
What is the default contract interest rate in New Mexico?
15% per year.