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Rhode Island Loan Agreement PDF
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Rhode Island at a glance: Usury Cap: 21% per year (R.I. Gen. Laws § 6-26-2) · Governing Law: Rhode Island General Laws Title 6
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Overview
Loan Agreements in Rhode Island
Rhode Island caps interest rates on written contracts at 21% per year under Rhode Island General Laws Section 6-26-2.
Key Facts
Rhode Island Loan Agreement — Quick Reference
| Requirement | Rhode Island Rule |
|---|---|
| Usury Cap | 21% per year (R.I. Gen. Laws § 6-26-2) |
| Governing Law | Rhode Island General Laws Title 6 |
Legal Requirements
Rhode Island Legal Requirements
- Interest rates must not exceed 21% per annum.
Governing Laws
Rhode Island Governing Laws
Read the full text of these laws at Cornell Law School's Rhode Island legal resources or your state legislature's official website.
Questions & Answers
Rhode Island Loan Agreement — Frequently Asked Questions
What is the penalty for usury in Rhode Island?
The transaction is void, and the borrower can recover all interest paid.