NE · LOAN-AGMT · Updated July 2026 · Free
Nebraska Loan Agreement
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Nebraska at a glance: Usury Cap: 16% per year (Neb. Rev. Stat. § 45-101.03) · Default Interest: 6% (Neb. Rev. Stat. § 45-102) · Governing Law: Nebraska Statutes Chapter 45
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Overview
Loan Agreements in Nebraska
Nebraska caps interest rates on personal loans at 16% per year under Nebraska Statutes Section 45-101.03.
Key Facts
Nebraska Loan Agreement — Quick Reference
| Requirement | Nebraska Rule |
|---|---|
| Usury Cap | 16% per year (Neb. Rev. Stat. § 45-101.03) |
| Default Interest | 6% (Neb. Rev. Stat. § 45-102) |
| Governing Law | Nebraska Statutes Chapter 45 |
Legal Requirements
Nebraska Legal Requirements
- Interest rates must not exceed 16% per annum.
Governing Laws
Nebraska Governing Laws
Read the full text of these laws at Cornell Law School's Nebraska legal resources or your state legislature's official website.
Questions & Answers
Nebraska Loan Agreement — Frequently Asked Questions
Are loans over $25,000 exempt from Nebraska's usury law?
Yes, loans over $25,000 made by state banks or federally-regulated lenders are exempt.