NV · LOAN-AGMT · Updated July 2026 · Free

Nevada Loan Agreement PDF

Not Attorney-ReviewedAuthor: Arjun AnnamalaiMethodology: Statutory Verification

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Nevada at a glance: Default Interest: Prime rate + 2% · Maximum Written: No limit (must be written) · Governing Law: Nevada Revised Statutes Title 8

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Overview

Loan Agreements in Nevada

Nevada has no statutory limit on interest rates if the rate is written and agreed to in a signed contract (NRS § 99.040).
Key Facts

Nevada Loan Agreement — Quick Reference

RequirementNevada Rule
Default InterestPrime rate + 2%
Maximum WrittenNo limit (must be written)
Governing LawNevada Revised Statutes Title 8
Legal Requirements

Nevada Legal Requirements

  • Interest rates must be specified in writing.
Governing Laws

Nevada Governing Laws

Nev. Rev. Stat. § 99.040
Legal Rate of Interest
Defines interest rate rules for contracts.

Read the full text of these laws at Cornell Law School's Nevada legal resources or your state legislature's official website.

Questions & Answers

Nevada Loan Agreement — Frequently Asked Questions

What is the default interest rate in Nevada if not written?

The prime rate plus 2%.