NV · LOAN-AGMT · Updated July 2026 · Free
Nevada Loan Agreement
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Nevada at a glance: Default Interest: Prime rate + 2% · Maximum Written: No limit (must be written) · Governing Law: Nevada Revised Statutes Title 8
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Overview
Loan Agreements in Nevada
Nevada has no statutory limit on interest rates if the rate is written and agreed to in a signed contract (NRS § 99.040).
Key Facts
Nevada Loan Agreement — Quick Reference
| Requirement | Nevada Rule |
|---|---|
| Default Interest | Prime rate + 2% |
| Maximum Written | No limit (must be written) |
| Governing Law | Nevada Revised Statutes Title 8 |
Legal Requirements
Nevada Legal Requirements
- Interest rates must be specified in writing.
Governing Laws
Nevada Governing Laws
Read the full text of these laws at Cornell Law School's Nevada legal resources or your state legislature's official website.
Questions & Answers
Nevada Loan Agreement — Frequently Asked Questions
What is the default interest rate in Nevada if not written?
The prime rate plus 2%.