WA · LOAN-AGMT · Updated July 2026 · Free
Washington Loan Agreement
✓100% FREE PERSONALIZED DOCUMENT
· NO REGISTRATION· NO CREDIT CARD· NO EMAIL REQUIRED· WORD & PDF DOWNLOAD
Washington at a glance: Usury Cap: 12% or 4% above prime rate · Governing Law: Washington Revised Code Title 19
Instant Template
Blank Washington Loan Agreement — ready now
Download the fill-in-the-blank template instantly, or view it first. No account, no questions.
Edit online — fill it in step by stepWashington-specific clauses · autosaves as you go
Overview
Loan Agreements in Washington
Washington caps interest rates on written contracts at 12% per year, or 4 percentage points above the Federal Reserve prime rate, whichever is greater (RCW § 19.52.020).
Key Facts
Washington Loan Agreement — Quick Reference
| Requirement | Washington Rule |
|---|---|
| Usury Cap | 12% or 4% above prime rate |
| Governing Law | Washington Revised Code Title 19 |
Legal Requirements
Washington Legal Requirements
- Interest rates must comply with Washington statutory limits.
Governing Laws
Washington Governing Laws
Read the full text of these laws at Cornell Law School's Washington legal resources or your state legislature's official website.
Questions & Answers
Washington Loan Agreement — Frequently Asked Questions
What is the penalty for usury in Washington?
The lender can be held liable for twice the interest paid.