Missouri Loan Agreement PDF
Missouri at a glance: Usury Cap (Under $5k): 10% per year (Mo. Rev. Stat. § 408.030) · Default Interest: 9% (Mo. Rev. Stat. § 408.020) · Governing Law: Missouri Statutes Chapter 408
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Loan Agreements in Missouri
Missouri caps interest rates at 10% per year, but parties can agree to any rate if the loan is over $5,000 or for business purposes (Mo. Rev. Stat. § 408.030).
Missouri Loan Agreement — Quick Reference
| Requirement | Missouri Rule |
|---|---|
| Usury Cap (Under $5k) | 10% per year (Mo. Rev. Stat. § 408.030) |
| Default Interest | 9% (Mo. Rev. Stat. § 408.020) |
| Governing Law | Missouri Statutes Chapter 408 |
Missouri Legal Requirements
- Personal loans under $5,000 must stay under the 10% cap.
Missouri Governing Laws
Read the full text of these laws at Cornell Law School's Missouri legal resources or your state legislature's official website.