ME · LOAN-AGMT · Updated July 2026 · Free
Maine Loan Agreement PDF
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Maine at a glance: Usury Cap (Non-Consumer): No limit if agreed in writing · Governing Law: Maine Revised Statutes
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Overview
Loan Agreements in Maine
Maine does not cap interest rates on written contracts unless the loan is a consumer credit transaction under the Maine Consumer Credit Code.
Key Facts
Maine Loan Agreement — Quick Reference
| Requirement | Maine Rule |
|---|---|
| Usury Cap (Non-Consumer) | No limit if agreed in writing |
| Governing Law | Maine Revised Statutes |
Legal Requirements
Maine Legal Requirements
- Interest rates must be explicitly written in the agreement.
Governing Laws
Maine Governing Laws
Read the full text of these laws at Cornell Law School's Maine legal resources or your state legislature's official website.
Questions & Answers
Maine Loan Agreement — Frequently Asked Questions
What is the default contract interest rate in Maine?
The default rate is 6% per year.