WI · LOAN-AGMT · Updated July 2026 · Free
Wisconsin Loan Agreement
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Wisconsin at a glance: Default Interest: 5% · Maximum Written: No limit (must be written) · Governing Law: Wisconsin Statutes Chapter 138
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Overview
Loan Agreements in Wisconsin
Wisconsin has no statutory limit on interest rates if the rate is written and agreed to in a signed contract.
Key Facts
Wisconsin Loan Agreement — Quick Reference
| Requirement | Wisconsin Rule |
|---|---|
| Default Interest | 5% |
| Maximum Written | No limit (must be written) |
| Governing Law | Wisconsin Statutes Chapter 138 |
Legal Requirements
Wisconsin Legal Requirements
- Interest rates above 5% must be specified in writing.
Governing Laws
Wisconsin Governing Laws
Read the full text of these laws at Cornell Law School's Wisconsin legal resources or your state legislature's official website.
Questions & Answers
Wisconsin Loan Agreement — Frequently Asked Questions
What is the default contract interest rate in Wisconsin?
5% per year.