VA · SERVICE-AGMT · Updated July 2026 · Free
Virginia Service Agreement
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Virginia at a glance: Usury Cap: 6% default, B2B agreements are exempt · Governing Law: Virginia Code Title 6.2
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Overview
Service Agreements in Virginia
Virginia service agreements are governed by Title 6.2 of the Virginia Code. Late fees must comply with the 6% statutory cap unless written (Va. Code § 6.2-301).
Key Facts
Virginia Service Agreement — Quick Reference
| Requirement | Virginia Rule |
|---|---|
| Usury Cap | 6% default, B2B agreements are exempt |
| Governing Law | Virginia Code Title 6.2 |
Legal Requirements
Virginia Legal Requirements
- Late fees exceeding 6% per year must be in writing to be enforceable.
Governing Laws
Virginia Governing Laws
Read the full text of these laws at Cornell Law School's Virginia legal resources or your state legislature's official website.
Questions & Answers
Virginia Service Agreement — Frequently Asked Questions
What is the default contract interest rate in Virginia?
The default rate is 6% per annum.